Terminology

Meaning

Bai’ Urbun بيع العربون

A sale agreement in which a security deposit is paid in advance as part payment towards the price of the asset if the contract continues to its conclusion. The deposit is forfeited if the buyer does not meet his obligation to complete the purchase of the asset. The forfeited money is considered as hibah (هبة/ gift) to the seller.

Bai’ Bithaman 'Ajil بيع بثمن آجل

A contract of sale on a deferred payment (bai' nasiah/ بيع النسيئة) and installment (bai' bit taqsid/ (بيع بالتقسيط basis within an agreed payment period.

Bai’ Murabahah بيع المرابحة

A contract of sale based on cost plus where the acquisition cost and the seller’s profit margin are disclosed to the buyer at the time of the contract. The settlement of the price is normally made on deferred payment terms i.e. bai’ bithaman ‘ajil.

Bai’ Inah بيع العينة

A financing facility involving two separate sale and purchase contracts on a same asset and it can be in the following two arrangements:

1. A financier sells an asset to a customer on deferred payment terms. Immediately thereafter, the financier repurchases the same asset from the customer on cash terms at a price lower than that of the deferred payment sale.

2. A financier buys an asset from a customer on cash terms. Immediately thereafter, the financier sells back the same asset to the customer on deferred payment terms at a price higher than that of the cash sale.

Bai’ Dayn بيع الدين

It refers to the buying and selling of debt instruments e.g. certificates, securities, trade documents and papers in the secondary market that conform to the Shariah requirements. All these documents are essentially issued by the debtors to the creditors as evidence of indebtedness (syahadah al-dayn/ ). The Bai’ Dayn happens when the creditor sell the debt documents to third parties. Only documents evidencing real debts (الدين الثابت/ dayn thabit) i.e. debts arising from “bona fide” business transactions may be traded.

Bai’ Istijrar بيع الإستجرار

A contract between a supplier and a customer whereby the supplier supplies a particular item on an ongoing basis on an agreed mode of payment until they terminate the contract. It is equally applicable for a contract between a wholesaler and retailer for the supply of a number of agreed assets.

Bai’ Istisna’ بيع الإستصناع

A purchase order contract whereby a buyer orders a seller to manufacture an asset according to specifications in the purchase contract to be delivered on a certain future date. The settlement of the purchase price is according to an agreed terms and conditions between the two parties.

Bai’ Muzayadah بيع المزايدة

A sale of an asset in public through the process of bidding among potential buyers and the asset is sold to the highest bidder. This is commonly known as auction sale.

Bai’ Salam بيع السلم

A contract in which a full payment of the price is paid in advance at the time of contract for assets to be delivered later at a future date. It is necessary that the quality of the assets intended to be purchased is fully specified leaving no ambiguity leading to dispute. The objects of this sale are ordinary assets and cannot be gold, silver or currencies because these are regarded as monetary values exchange of which is covered under rules of Bai’ al Sarf, i.e. mutual exchange is hand to hand without delay. This mode of financing is often applied in the agricultural sector, where the bank advances money for various inputs to receive a share in the crop, which it then sells.

Bai’ Wafa’ بيع الوفاء

A contract with a condition that when the seller pays back the price of the sold asset, the buyer returns the asset to the seller. It is a bai’ (sale) in form but a pledge (رهن/ rahn) in substance.

Batil باطل

Null and void.

Darurah ضرورة

Emergency. In the emergency, Muslims may disregard aspects of Sharī’ah laws in order to save their faith, life, property, intellect and posterity.

Dhamanah ضمانة

A contract where a person underwrites claims or obligations that should be fulfilled by a debtor, supplier or contractor. In the event that the debtor, supplier or contractor fails to fulfil his obligations, the guarantor is responsible to fulfil such obligations.Majority of fuqaha’ view that the dhamanah is similar with kafalah.

Fasid فاسد

Unsound or unviable. In a contract, a fasid condition will render the contract invalid.

Fatwa فتوى

An opinion or pronouncement on Shari’ah issued by a group of scholars (fuqaha’) whose are sufficiently qualified and knowledgeable of the methodology for the issuance of fatwa, as well-established under the discipline of Islamic jurisprudence (usul fiqh). In practice and depending on jurisdictions, fatwa may also be referred as Shari’ah “rulings”, “edicts” and “opinions.” In Malaysia, only National Fatwa Council and states’ Fatwa Committees has the power to issue fatwa, while the Shari’ah Advisory Council of Bank Negara Malaysia, Shari’ah Advisory Council of Securities Commission and individual banks’ Shari’ah Committees only has the power to issue “decisions.”

Gharar غرر

An unknown fact or condition. In a commercial transaction, an excessive/ major gharar (غرر فاحش/ gharar fāhish) e.g. the fact or condition of either the contracting parties or the asset in the contract or the price of the asset are not known or made known to contracting parties makes a contract null and void.

Ghish غش

Cheating, fraud, or deception. All of these are prohibited by the Shari'ah.

Hadith حديث

The sayings, deeds and endorsement of the prophet Muhammad SAW. Hadith is also referred as Sunnah.

Halal حلال

Lawful or permissible. The concept of halal has spiritual overtones. In Islam there are activities, professions, contracts and transactions that are explicitly prohibited (haram) by the Shari’ah. All other activities, professions, contracts and transactions are halal. The concept of halal differentiates Islamic economics from conventional economics. In conventional economics all activities are judged on economic utility. In Islamic economics, spiritual and moral factors are also involved, where an activity may be economically sound but may not be allowed if it is forbidden by the Shari’ah.

Haram

Unlawful or forbidden. Activities, professions, contracts and transactions that are explicitly prohibited by the Shari’ah.

Haq Maliy حق مالي

Refers to rights on the asset. Examples of such rights are haq dayn (rights to the claim of a debt) and haq tamalluk (rights of ownership).

Hibah هبة

A gift awarded to a person voluntarily or something given to a person without exchange.

Hiwalah حوالة

A contract of transferring a debt obligation of a debtor to a third party.

Ibra’إبراء

Giving up of a right. In a commercial transaction a creditor gives up part or all of his right to a debtor usually for early settlement of the debt. Some scholars (fuqaha’) opine that Ibra’ is similar with rebate. However, in Islamic banks this concept is applied in wider context such as in implementation of floating rate products with a fixed selling price.

Ijarah

A contract whereby a lessor (owner of an asset) leases out an asset to a customer/ lessee at an agreed rental payment and pre-determined lease period upon the ‘aqd (contract). The ownership of the property remains with the lessor while the lessee only owns the right of the use of the property.

Ijarah Thumma Bai’ إجارة ثم البيع

Refers to an Ijarah (leasing) contract to be followed by a bai’ (sale) contract. Under the first contract, the lessor leases out an asset to a lessee at an agreed rental payment over a specified period. Upon expiry of the leasing period, the lessee enters into a second contract to purchase the property from the owner at an agreed price.In certain jurisdiction, Ijarah Thumma Bai’ is called Ijarah Muntahiah Bit-Tamlik.

Ijtihad اجتهاد

A jurist (faqih)’s endeavor to formulate a rule or legal decision (hukum) by interpretation of the evidence (dalil) found in the Shari’ah sources.

Syirkah ‘Inan شركة العنان

Financial partnership.

Jah lجهل

Ignorance.

Jua’lah

A unilateral contract promising a reward for the accomplishment of a specific task.

Kafalah كفالة

Refer to Dhamanah.

Khiyanah خيانة

A breach of trust, betrayal or treachery which is clearly prohibited by Shari’ah.

Maisir ميسير or Qimarقمار

Gambling. Any activity that involves betting, involving money or any items on the outcome of an unpredictable event. The bet is forfeited if the outcome is not as predicted by the bettor and the person against whom the bet is made takes the bet. This activity is clearly prohibited by the Shari’ah.

Mal مال

Anything of natural desire by humankind, and can be stored for times of necessity; has specific or general use and is permissible by Shari’ah for the purpose of extracting its benefit.

Muamalat معاملات

Economic transactions among human being.

Mudarib مضارب

Entrepreneur in a mudharabah contract.

Mudharabah مضاربة

An agreement between a provider of capital (rabbul mal) who provides 100% capital for a business and entrepreneur (mudharib) who manages the business applying his expertise. Under this contract, the resulting profit is to be shared between them according to a pre-agreed ratio, while any loss is to be borne solely by the provider of capital.

Muqasah مقاسة

Debt settlement by contra transaction or setting off.

Musaqah مساقة

An agricultural contract whereby the owner of agricultural land shares its produces with another person in return for his services in irrigating the garden.

Musawamah مساومة

A general kind of sale in which price of the commodity to be traded is bargained between seller and the purchaser without any reference to the acquisition cost incurred by the seller.

Musharakah مشاركة

A contract between two or more parties to contribute capital in various proportions to a partnership. Profits generated by the partnership are shared in accordance with the terms of musharakah contract whilst lossess is shared in proportion to the respective contributors’ shares of the capital.

Musharakah Mutanaqisah مشاركة متناقصة

Diminishing musharakah; allows equity participation and sharing of profits in a pre-agreed ratio, and sharing of losses on a pro-rata basis. This provides a method through which the bank keeps on reducing its equity in the asset, ultimately transferring ownership of the asset to the customer/ partner. The contract provides for payment to purchase equity shares held by the bank, over and above the profit paid to the bank. Simultaneously the customer purchases some of the bank's equity, progressively reducing it until the bank has no equity and that results in ending the partnership.

Muzara’ah مزارعة

An agricultural contract whereby a person works the land of another person in return for a share in the produce of the land.

Qabadh قبض

Qabadh means taking possession in the contracts of exchange (‘uqud mu’awadhat). Generally qabadh is practiced based on urf i.e. the common practices of the local community in recognizing the way the possession of an asset has taken place. Qabadh is varies from one type of asset to another.

Qardh قرض

Loan.

Qardh Hasan قرض الحسن

Refers to benevolent loan, i.e. a loan contract between two parties with no extra charge over and above the loan. Any extra payment imposed by the lender or promised by the borrower is prohibited. However the borrower is permitted to pay extra on payment at his absolute discretion as a token of appreciation.

Quran قرءان

The holy scriptures of Islam i.e. the words of Allah revealed to the Prophet Muhammad SAW in Arabic conveyed by the angel Jibrail AS.

Rabbul Mal رب المال

The investor or capital provider in a mudharabah contract.

Rahnu رهن

Making an asset a security or collateral for a debt. The collateral will be used to settle the debt when the debtor is in default. It may also be used as a name for a kind of borrowing with collateral or pawn broking.

Riba ربا

An increase, in a loan transaction or in exchange of a ribawi asset, accrued to the owner (lender or seller) without giving an equivalent counter value or compensation in return to the other party. It is prohibited according to Shari’ah.In lending, it is the extra payment imposed by the lender or promised by the borrower over and above the loan (known as riba qardh). In trade it is mostly the difference in weight in the exchange of gold of different measures of purity, e.g. 10 grams of 750 gold with the 8 grams of 835 gold (known as riba fadhl); or the difference in time between payment and delivery in foreign currency exchange, e.g. payment or RM10,000 on 1st January 2008 and delivery of USD3,800 on 2nd January 2008 (known as riba nasiah).

Sadaqah صدقة

Voluntary charitable giving.

Sarfصرف

A contract of buying and selling of currencies.

Shariah شريعة

Islamic laws relating to all aspects of human life established by Allah for his servants. The laws are divided into three, i.e. those relating to belief (‘aqidah), those relating to deeds (fiqh) and those relating to ethics (akhlaq). In this meaning, Shari’ah is another word for Islam.

Suftajah سفتجة

Bill of Exchange.

Sukuk صكوك

Asset backed bonds which are structured in accordance with Shariah. Sukuk evidencing an undivided pro-rata ownership of underlying asset. Most of these bonds may be traded in the market, depending upon how they are structured; at par, premium or discount.

Sunnah سنة

Refer to Hadith.

Ta’widh تعويض

Compensation agreed upon by the contracting parties as a payment that can be claimed by the creditor when the debtor defaults in the payment of his debt. Shariah Advisory Council of Bank Negara Malaysia decided that the ta’widh may be imposed on the defaulting debtor who fails to meet his obligation to pay the financing based on the following conditions:i. The amount of ta’widh cannot exceed the actual loss suffered by the financier;ii. The determination of compensation is made by a third party, which is Bank Negara Malaysia; andiii. The default or delay of payment is due to negligence on the part of the debtor.

Tadlis al-‘aib تدليس العيب

An act of a seller intentionally hiding the defects of goods, which is clearly prohibited by Shari’ah.

Takaful تكافل

Shari’ah compliant insurance i.e. a protection plan based on Shari’ah requirements (concept of sharing and protecting of one another via contribution to a pool by taking advantage of a sizeable group). A person becomes a participant by undertaking a contract of tabarru’ and paying a participative contribution (tabarru’) to a common takaful fund whereby he allows his contributions to be used to help other participants whenever they suffer defined losses. The commercial contracts of mudharabah and wakalah are incorporated into tabarru’ contracts to increase the size of the takaful fund.

Tanajush تناجش

A conspiracy between a seller and a buyer wherein the seller is willing to sell the asset at a price higher than that of the market. This is done so that others world rush to buy the asset at a higher price, resulting in the seller obtaining a huge profit. This act is clearly prohibited by Shari’ah.

Tawarruq تورق

It is the purchase of a commodity (i.e the subject matter of tawarruq) on deferred payment basis by way of either bai’ musawamah or bai’ murabahah. The commodity is then sold for cash to a party other than the original seller. In personal financing, a customer buys a commodity from the bank on a deferred payment basis and the immediately resells it for cash (wariq) to a third party. In this way, the customer can obtain cash without taking out an interest-based loan.

Ujrah أجرة

A payment for manfa’ah i.e. usufruct on the use of another’s property. Another term related to ujrah is ajr (plural ujur), which refers to payment for a service. It is also applied to salary, wage, pay, fee(s), charge, enrolment, honorarium, remuneration, reward, etc.

‘Uqud Ishtirak عقود الإشتراك

Contracts of participation or partnership.

‘Uqud Mua’wadat عقود المعاوضات

Contracts of exchange.

‘Uqud Tabarru’at عقود التبرعات

Contracts of gift or donation.

Usul Fiqh فقه

Also called Islamic jurisprudence, i.e. the discipline of knowledge and methodologies of understanding and interpreting Shari’ah.

Wadī’ah وديعة

Safe custody. Originally, safe custody is referred to as wadi’ah yad amanah, i.e. trustee custody, which according to Shari’ah, the trustee custodian has the duty to safeguard the property held in trust. Wadi’ah yad amanah changes to wadi’ah yad dhamanah (guaranteed custody) when the trustee custodian violates the conditions to safeguard the property. He (the custodian) then has to guarantee the property.

Wakalah وكالة

A contract of appointment of an agent whereby a person appoints another to act on his behalf.

Waqf وقف

An endowment or a charitable trust set up for Islamic purposes (usually for education, mosques, or for the poor). It involves tying up a property in perpetuity so that it cannot be sold, inherited, or donated to anyone.

Zakat زكاة

A religious obligation of alms-giving on a Muslim to pay a certain amount of his wealth annually to one of the eight categories of needy Muslims (asnaf). The objective is to take away a part of the wealth of the well-to-do to be distributed among the asnaf. According to the Shari’ah, zakat purities wealth and souls.

Teguran Itu Penting

Teguran Itu Penting
www.iluvislam.com

Orang yang dapat menegur orang lain adalah orang yang sedia menerima teguran orang lain

Ayat diatas adalah antara kata-kata cerdik pandai mengenai orang yang menegur dan ditegur. Teguran boleh berlaku di mana-mana, berlaku di dalam pemerintahan kerajaan, di dalam syarikat-syarikat, di dalam persatuan-persatuan, di sekolah. Dalam rumahtangga juga berlaku, bapa menegur anak, isteri ditegur suami, dan lain-lain. Makna katanya teguran itu berlaku di mana-mana sahaja.

Membina dan Meroboh

Teguran boleh dibahagi kepada dua secara asasnya, teguran yang membina dan yang statik dan jumud. Manusia keseluruhannya mengharapkan teguran yang membina bukan yang statik. Tetapi tidak kurang juga yang tidak lansgsung suka ditegur.

Sifat manusia yang diketahui ialah, hanya bersedia ditegur apabila dia yang membutuhkan teguran tersebut. Contohnya, Si A pergi ke Si B dan ingin meminta teguran atau nasihat, ketika itu apa sahaja yang dikatakan oleh Si B akan di dengari dengan berlapang dada.

Lain pula sekiranya seseorang yang tidak memerlukan teguran, tiba-tiba ditegur. Hanya setengah orang yang berjiwa besar sahaja yang boleh menerima teguran spontan tersebut, Manakala yang berjiwa kecil, akan terasa dan terus terseksa hati.

Orang yang Menegur

Manusia memang tidak pernah lari daripada melakukan kesalahan, yang berbeza hanya banyak dan sedikit. Tetapi biarlah orang yang cuba menegur tersebut adalah orang yang minimum kesalahannya supaya teguran yang diberikan itu bersifat trully dan hidup.

Jangan jadi seperti ketam yang mengajar anaknya berjalan lurus. Sesuatu yang agak pelik apabila penagih dadah tegar mengajar atau menegur orang lain pergi ke masjid, walhal mereka sendiri masih terkontang kanting ditepi longkang dalam kotak.

Sebab itu kalau kita suka menegur, kita mesti pastikan teguran itu di tuju ke arah kita terlebih dahulu, kemudian baru ke orang lain.

Orang yang Ditegur

Teguran itu kebiasaannya bersifat membina, kerana apa yang tidak kita sedar kadang-kadang orang lain sudah sedar terlebih dahulu, persepsi kita lain, persepsi orang, lain. Sebab itu apabila ditegur, jangan terlalu cepat melenting dan menolak teguran tersebut. Kalau begitu, anda adalah orang paling rugi, kerana anda berpeluang membina diri anda tetapi awal-awal lagi anda sudah merobohkannya.

Kata Hukama, "Orang biasa akan marah apabila dikritik oleh orang lain, manakala orang yang mulia ialah mereka yang memperbaiki diri daripada kritikan orang lain. Seharusnya begini lah resam kehidupan kita".

Manusia memerlukan 'cermin' bagi bagi meneliti diri. Orang disekeliling adalah cermin bagi kita. Cuba bayangkan anda bercukur misai tanpa bercermin. Bukankah susah?.

Yang Paling Penting

Setiap orang yang menegur pasti sedia juga ditegur. Ramai yang tidak mampu lakukan ini. Hanya suka menegur tetapi tidak pula suka ditegur. Sebab itu penting apabila menegur isyaratkan terlebih dahulu, teguran itu adalah terlebih dahulu untuk diri sendiri.

Ingat! Apabila anda menuding jari terhadap kesilapan orang lain, sebenarnya 3 jari anda telah menuding kepada diri anda sendiri. Itu adatnya.

Ada pepatah mengatakan.....

Kenapa salahkan gigi,

Apabila lidah tergigit,

Sedangkan gigi tak pernah bergerak.

Kenapa salahkan gigi ,

Apabila gigi terasa sakit,

Sedangkan lidahlah yang enak,

Mengecapi manisnya gula-gula.

Kenapa manusia suka,

Bersikap seperti lidah,

Selalu menyalahkan orang lain,

Sedangkan kesilapan diri sendiri,

Tidak pernah kita sedari...

Renung-renungkanlah.....semoga ada manfaat yang boleh kita perolehi.....

Peristwa Bersejarah Di Bulan Muharam

Peristiwa Bersejarah Di Bulan Muharam

Bulan Muharam merupakan bulan keberkatan dan rahmat kerana bermula dari bulan inilah berlakunya segala kejadian alam ini. Bulan Muharam juga merupakan bulan yang penuh sejarah, di mana banyak peristiwa yang berlaku sebagai menunjukkan kekuasaan dan kasih sayang Allah kepada makhluk-nya.

Pada bulan ini juga, Allah mengurniakan mujizat kepada Nabi-Nabi-nya sebagai penghormatan kepada mereka dan juga limpah kurnianya yang terbesar iaitu ampunan dan keredhaan bagi hambanya. Sebagai tanda kesyukuran kepadanya, maka hamba-hambanya mempersembahkan ibadah mereka (antara mereka dengan Allah) sebagai hadiah kepada Allah, namun dengan itu, masih belum dapat lagi membalas kurniaan Allah yang sungguh bernilai.

Said bin Jubair dari Ibnu Abbas r.a berkata: Ketika Nabi saw baru berhijrah ke Madinah, maka mereka dapati kaum Yahudi berpuasa pada hari Asyura (10 Muharam). Maka mereka pun bertanya kepada kaum Yahudi tentang puasa mereka itu. Mereka menjawab, “Hari ini Allah SWT memenangkan Musa dan Bani Israel terhadap Firaun dan kaumnya, maka kami berpuasa sebagai mengagungkan hari ini. Maka sabda Nabi saw: “Kami lebih layak mengikuti jejak langkah Musa dari kamu.”

Maka Nabi saw pun menyuruh para sahabat agar berpuasa. Antara lain kelebihan 10 Muharam ialah barangsiapa yang melapangkan rezeki pada keluarganya, maka Allah akan meluaskan rezekinya sepanjang tahun ini. Terdapat juga sebuah hadis meriwayatkan, “Barangsiapa yang berpuasa pada hari Asyura, maka dapat menebus dosa satu tahun.” Maksud hadis ini ialah hari yang kesepuluh Muharam (Asyura) merupakan hari dan bulan kemuliaan kerana pada sesiapa yang berpuasa pada hari inilah, Allah membersihkan dan menebus dosa-dosa mereka yang lampau.

Bulan Muharam merupakan satu-satunya bulan yang teristimewa kerana banyak peristiwa yang bersejarah berlaku pada bulan ini disamping ganjaran pahala yang besar kepada sesiapa yang beribadah pada bulan ini sepertimana terdapat dalam satu hadist. “Sesiapa yang berpuasa pada hari Asyura (10 Muharam), maka Allah akan memberi kepadanya pahala sepuluh ribu malaikat dan juga akan diberi pahala sepuluh ribu orang berhaji dan berumrah dan sepuluh ribu orang mati syahid. Dan sesiapa yang mengusap kepala anak yatim pada hari Asyura, maka Allah akan menaikkan dengan tiap anak rambut satu darjat. Sesiapa yang memberi buka puasa pada semua umat Muhammad saw dan mengenyangkan perut mereka.” Sahabat pun bertanya, “Ya Rasulullah, Allah telah melebihkan hari Asyura, dan menjadikan bukit dari lain-lain hari.” Jawab Rasulullah, “benar, Allah telah menjadikan langit dan bumi pada hari Asyura, dan menjadikan bukit-bukit pada hari Asyura dan menjadikan laut pada hari Asyura dan menjadikan Loh Mahfuz dan Qalam pada hari Asyura dan juga menjadikan Adam dan Hawa pada hari Asyura, dan menjadikan syurga dan neraka serta memasukkan Adam ke syurga pada hari Asyura, dan Allah menyelamatkannya dari api pada hari Asyura dan menyembuhkan dari bala pada Nabi Ayub.

Pada hari Asyura juga Allah memberi taubat kepada Adam dan diampunkan dosa Nabi Daud, juga kembalinya kerajaan Nabi Sulaiman pada hari Asyura dan kiamat akan terjadi pada hari Asyura.” Maka pada hari itu ( 10 Muharam) Nabi Adam dan Nabi Nuh a.s berpuasa kerana bersyukur kepada Allah kerana hari itu merupakan hari taubat mereka diterima oleh Allah setelah beratus-ratus tahun lamanya memohom keampunan.

Pada hari itu juga, hari pembebasan bagi orang-orang Islam yang telah sekian lama dikongkong oleh Firaun, di mana hari itu mereka diselamatkan dari kejahatan dan kezaliman Firaun yang selama ini mengancam agama dan menggugat iman mereka. Dengan tenggelamnya Firaun, Haman, Qarun dan istana mereka bererti berakhirlah sudah kezaliman musuh-musuh Allah buat masa itu. Terselamatlah tentera Nabi Musa dari musuh dengan mukjizat yang Allah berikan, maka mereka berpuasa kerana kesyukuran yang tidak terhingga kepada Allah swt.

Banyak peristiwa bersejarah yang berlaku pada 10 Muharam ini, di mana pada hari inilah, Allah telah memuliakan Nabi-Nabi dengan sepuluh kehormatan.

1. Setelah beratus-ratus tahun meminta ampun dan taubat pada Allah, maka pada hari yang bersejarah 10 Muharam inilah, Allah telah menerima taubat Nabi Adam. Ini adalah satu penghormatan kepada Nabi Adam a.s.

2. Pada 10 Muharam juga, Nabi Idris a.s telah di bawa ke langit, sebagai tanda Allah menaikkan darjat baginda.

3. Pada 10 Muharam, tarikh berlabuhnya perahu Nabi Nuh a.s kerana banjir yang melanda seluruh alam di mana hanya ada 40 keluarga termasuk manusia binatang sahaja yang terselamat dari banjir tersebut. Kita merupakan cucu-cicit antara 40 keluarga tadi. Ini merupakan penghormatan kepada Nabi Nuh a.s kerana 40 keluarga ini sahaja yang terselamat dan dipilih oleh Allah. Selain dari itu, mereka adalah orang-orang yang engkar pada Nabi Nuh a.s.

4. Nabi Ibrahim dilahirkan pada 10 Muharam dan diangkat sebagai Khalilullah (kekasih Allah) dan juga hari di mana baginda diselamatkan dari api yang dinyalakan oleh Namrud. Nabi Ibrahim diberi penghormatan dengan Allah memerintahkan kepada api supaya menjadi sejuk dan tidak membakar Nabi Ibrahim. Maka terselamatlah Nabi Ibrahim dari angkara kekejamanNamrud.

5. Pada 10 Muharam ini juga Allah menerima taubat Nabi Daud kerana Nabi Daud merampas isteri orang walaupun bagainda sendiri sudah ada 99 orang isteri, masih lagi ingin isteri orang. Oleh kerana Nabi Daud telah membuatkan si suami rasa kecil hati, maka Allah turunkan dua malaikat menyamar sebagai manusia untuk menegur dan menyindir atas perbuatan Nabi Daud itu. Dengan itu sedarlah Nabi Daud atas perbuatannya dan memohon ampun pada Allah. Sebagai penghormatan kepada Nabi Daud a.s maka Allah mengampunkan baginda pada 10 Muharam.

6. Pada 10 Muharam ini juga, Allah mengangkat Nabi Isa ke langit, di mana Allah telah menukarkan Nabi Isa dengan Yahuza. Ini merupakan satu penghormatan kepada Nabi Isa daripada kekejaman kaum Bani Israil.

7. Allah juga telah menyelamatkan Nabi Musa pada 10 Muharam daripada kekejaman Firaun dengan mengurniakan mukjizat iaitu tongkat yang dapat menjadi ular besar yang memakan semua ular-ular ahli sihir dan menjadikan laut terbelah untuk dilalui oleh tentera Nabi Musa dan terkambus semula apabila dilalui oleh Firaun dan tenteranya. Maka tenggelamlah mereka di Laut Merah. Mukjizat yang dikurniakan Allah kepada Nabi Musa ini merupakan satu penghormatan kepada Nabi Musa a.s

8. Allah juga telah menenggelamkan Firaun, Haman dan Qarun serta kesemua harta-harta Qarun dalam bumi kerana kezaliman mereka. 10 Muharam, merupakan berakhirnya kekejaman Firaun buat masa itu.

9. Allah juga telah mengeluarkan Nabi Yunus dari perut ikan setelah berada selama 40 hari di dalamnya. Allah telah memberikan hukuman secara tidak langsung kepada Nabi Yunus dengan cara ikan Nun menelannya. Dan pada 10 Muharam ini, Allah mengurniakan penghormatan kepada baginda dengan mengampun dan mengeluarkannya dari perut ikan Nun.

10. Allah juga telah mengembalikan kerajaan Nabi Sulaiman a.s pada 10 Muharam sebagai penghormatan kepada baginda. Dengan itu, mereka berpuasa dan beribadah kepada Allah sebagai tanda kesyukuran kepada Allah swt. Nabi saw telah bersabda dengan maksudnya: “Saya dahulu telah menyuruh kamu berpuasa sebagai perintah wajib puasa Asyura, tetapi kini terserahlah kepada sesiapa yang suka berpuasa, maka dibolehkan berpuasa dan sesiapa yang tidak sukar boleh meninggalkannya.”

Begitulah sabda Rasulullah di mana puasa pada hari Asyura ini sangat-sangat dituntut. Kalau tidak memberatkan umat baginda, maka diwajibkan. Oleh kerana takut memberatkan umatnya, maka hukumnya adalah sunat.

Sumber :
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